Covers work-related accidents to employees and can be extended to cover non-work related Accidental Death or Permanent Total Disability. Compensation is based on UAE Labor Law bene ts. Policy can be extended

to include Employer’s Liability towards employees.
It is legally compulsory by Law no. 8 of 1980 for all employers in the UAE to cover all of their employees against loss or damages or injuries sustained or arising out of and during the course of employment. The policy is catered to cover death or disabilities or medical expenses against loss or damages or injuries sustained or arising out of and during the course of employment subject to policy terms. The cover granted may vary from policy to policy and depending on the requirement of the insured.